Cardano jumps 23%, but new project with 200% upside steals focus

Mutuum Finance (MUTM) is currently in Phase 5 of its presale and already showing signs of significant momentum. Over $12.10 million has been raised, with more than 13,000 holders onboard.

The token price is $0.03, but that entry point is quickly vanishing—70% of Phase 5 has already been sold, and the price will rise by 20% to $0.035 in Phase 6.

Early participants in Phase 1 have already seen their paper gains hit 3X, and the clock is ticking for those wanting to lock in a 200% upside near listing.

Cardano (ADA)’s surge and its impact while there is set-and-earn meets peer-driven flexibility

Cardano (ADA) surged 23% this week, reaching $0.73, driven by excitement over its upcoming decentralized governance upgrade.

The update, announced post-July 7, 2025, enhances community-driven decision-making, boosting investor confidence in Cardano (ADA)’s scalability and long-term potential. Strong on-chain metrics and growing ecosystem adoption further supported the rally.

ADA’s rise signals robust investor interest in fundamentally strong altcoins, potentially uplifting related tokens in the crypto market.

In stocks, Cardano (ADA)’s governance focus could inspire confidence in blockchain-related firms, though broader market uncertainty from US-BRICS trade tensions may temper gains.

In forex, a stronger dollar could limit ADA’s upside, but its governance advancements may attract capital seeking innovative blockchain solutions, countering volatility.

This rally positions Cardano (ADA) as a leader in decentralized infrastructure, with the potential to influence market sentiment.

While many protocols will attempt to cater either to passive income seekers or active DeFi traders, Mutuum Finance (MUTM) will bridge the gap by offering both Peer-to-Contract (P2C) and Peer-to-Peer (P2P) lending models. This dual-structure approach will open up real utility for users across the DeFi spectrum.

In the P2C model, lenders will deposit assets like ETH, DAI, or AVAX into automated liquidity pools.

These funds will then be lent to borrowers, and the returns will vary depending on pool utilization. It will be a true “set-and-earn” experience—ideal for those looking to generate passive income with minimal involvement.

For instance, a user who deposits $5,000 in AVAX at a 68% loan-to-value (LTV) ratio could expect attractive annualized returns of $3,400, especially during periods of high borrowing activity.

Meanwhile, the P2P model will cater to more hands-on participants. It will allow users to negotiate custom lending terms, collateral requirements, and interest rates. For example, a whale holding 10,000 Dogecoin (DOGE) will be able to lend at a 60% LTV in exchange.

They will be able to craft a specific deal directly with a borrower—something traditional DeFi protocols rarely will support. Meme coins like SHIB and PEPE will be supported in the P2P ecosystem, making the platform one of the most flexible in tomorrow’s market.

## From Layer-2 to launchpad potential

Mutuum Finance (MUTM) isn’t stopping at just lending innovation. The protocol has Layer-2 compatibility in the pipeline, promising drastically lower gas fees and faster transaction speeds when deployed.

The project roadmap includes the launch of a Beta version alongside token listing, allowing users to test real lending and borrowing mechanics while earning live rewards. This parallel development track ensures that token value is tied to functional usage from day one.

To increase awareness and reward early backers, Mutuum Finance (MUTM) has launched a $100,000 giveaway campaign. Ten winners are expected to receive $10,000 worth of MUTM tokens each once the token officially launches—turning community participation into a major incentive layer.

Analysts are taking notice as one DeFi researcher, known for calling the SOL breakout in 2021, has forecast that Mutuum Finance (MUTM) could reach a price range between $0.15 and $0.18 by Q2 2026.

From today’s $0.03 valuation, that projection represents a gain of over 500%—a compelling figure for both short-term traders and long-term holders.

With governance chatter lifting ADA in the short term, large wallets are quietly shifting capital toward protocols that are solving real problems and providing scalable passive income.

Mutuum Finance (MUTM) is fast becoming a core holding for those seeking performance beyond price speculation. BTC, ETH, and ADA whales are joining Phase 5 in noticeable numbers—not to flip tokens, but to earn yield, unlock liquidity, and back an ecosystem with tangible products and long-term vision.

The opportunity to enter at $0.03 is quickly closing. With only 32% of tokens left in this phase and the next price jump just around the corner, this may be the final window to secure an early stake in what could become DeFi’s next breakout protocol.

For more information about Mutuum Finance (MUTM) visit the links below:

Website:

Linktree:

The post Cardano jumps 23%, but new project with 200% upside steals focus appeared first on Invezz