The financial landscape is undergoing a major transformation, and HumaFinance is at the forefront of this change. Traditional Financial Services are mainly concentrated in urban areas, but HumaFinance is reshaping this pattern, extending services to every corner of the globe.

From remittance services in Kenya, to loan operations in the Philippines, and payroll advances in Indonesia—HumaFinance has established a service network in 12 countries, forming a coordinate system for emerging Finance. In this system, the HUMA token plays a central role.

The uniqueness of HumaFinance lies in its user-oriented service model. It is no longer limited to the density of traditional bank branches but flexibly adjusts services based on actual needs. For example, establishing service points where there is a large number of workers needing to remit money and providing loans in areas where vendors need funds. This approach brings financial services closer to people's lives.

In Africa, HumaFinance even adjusts service hours according to the migration routes of nomadic tribes; in Southeast Asia, it launches repayment grace periods based on the rainy season and agricultural cycles. This flexibility reflects HumaFinance's "human-centered" service philosophy.

As the range of services expands, the value of the HUMA token is continuously increasing. With each new service point added, the number of users correspondingly increases, and the transaction fees also rise, which directly promotes the repurchase and destruction of HUMA tokens. Token holders vote to decide the next service area, for example, the community recently chose rural Pakistan, where over 3,000 farmers have obtained equipment loans through HumaFinance.

Approximately 1.7 billion people worldwide lack basic Financial Service, which represents a huge potential for the future development of HumaFinance. With each new area expanded, the value of HUMA token will increase accordingly.

It is worth noting that HumaFinance's current bad debt rate is only 0.3%, a figure that strongly validates the sustainability of its business model. HumaFinance is proving to the world that Financial Service should not be limited to urban areas, and the value of the HUMA token should not be measured solely based on short-term market fluctuations.

As HumaFinance continues to expand its global influence, it is gradually becoming a leader in the new financial era, pointing the way for the global inclusive finance initiative.