SILO Apostro USDC Vault Now Live on Summerfi — A Higher-Risk Play with a New Oracle-Free Twist

Summerfi has just introduced a new vault to its platform: the SILO Apostro USDC vault. This release brings together two notable protocols — SILO, a decentralized lending protocol, and Apostro, a novel risk engine that operates without relying on traditional price oracles.

The vault allows users to deposit USDC as collateral and borrow sUSDe, a synthetic stablecoin issued from the SILO Apostro pool. What makes this vault stand out isn’t just the asset combo, but the underlying design of Apostro’s risk engine — which uses predictive modeling and volatility-based parameters instead of live price feeds. The idea is to enable more robust, oracle-independent risk mitigation, especially during market volatility or depeg events.

This vault is categorized as higher risk on Summerfi, and for good reason:

The collateral (USDC) and debt (sUSDe) come with exposure to newer protocols and synthetic assets.

The oracle-less design is innovative but still relatively untested in live market conditions.

Borrowers are interacting with a less familiar risk framework, which may behave differently from established oracle-based systems.

That said, the yield potential is significant — and the vault gives users a chance to explore new mechanisms in DeFi risk design. It’s also another step by Summerfi toward expanding access to multi-protocol strategies, especially those pushing the envelope on DeFi infrastructure.

👉 Check out the SILO Apostro USDC vault on Summerfi: Link in my bio.