Real estate market. BTC golden cross: KOL buys in Taipei, TSMC engineer sells short, and the construction volume of the project hits a 5-year low.

In September last year, Central Bank made the seventh wave of credit controls work, which severely undermined the confidence of developers, and the number of residential homes in Taiwan in 2024 was only 127,883 homes, a new low in nearly 5 years, but He Shichang, CEO of Xinchuan Real Estate Think Tank, recently revealed that he found that in the past year or so, more young buyers in Taipei City have bought houses on their own, mainly engaged in 6 occupations such as crypto world. (Synopsis: BTC. Housing market golden cross" house speculators over-warned: house prices will fall for several years, cutting 4% per year.. (Background supplement: Taiwan's Central Bank Intrerest Rate froze 3 times "Yang Jinlong did not shout the eighth wave of house fighting", but the 7.5th wave of house beating has quietly raided) Taiwan's housing market after the seventh wave of Central Bank credit control in September last year, the purchase of gas fell significantly, according to the statistics of the Ministry of Home Affairs, in 2024, the number of residential housing starts in Taiwan will only be 127,883 houses, the lowest in nearly 5 years, and it is also the second consecutive year of decline. The data for the six metropolitan areas are as follows: The number of housing starts in Taipei City reached 11,164 houses, an annual increase of 17% The number of housing starts in New Taipei City was only 8,528, down 62% year-on-year The number of housing starts in Taoyuan City reached 26,466 houses, an annual increase of 48% The number of housing starts in Taichung City reached 33,185 houses, an annual increase of 16% The number of housing starts in Tainan City was 8,367, an annual decrease of 37% The number of houses started in Kaohsiung City was 20,437, an annual increase of 36%. Lai Zhichang, public relations director of our housing planning research office, analyzed that observing last year's construction data, the construction volume in July 2024 reached 17,331 houses, setting a record for a single month in history, mainly because the situation of Central Bank loan restrictions and bank restrictions on civil construction and financing was gradually grim at that time, and the government had not yet made a heavy effort to crack down on housing, and the future prosperity was still optimistic. However, after September last year, Central Bank introduced the seventh wave of credit controls, which severely undermined developer confidence, and the housing market performance in the following months was cold, resulting in a calmer start in 2024. TSMC engineer buys 3 rooms in 5 years to admit compensation At the same time, an employee who claims to have worked at TSMC for nearly 20 years recently shared his experience on the PTT "home-sale" board, pointing out that in the early years, many colleagues profited from real estate investment, especially between 2000 and 2010, when a total price of 2 million to 3 million yuan outside Shuangbei could buy a 3-room ancient house. However, this frenzied sweep did not last long, and a series of tax reform policies from the Ma government to the Tsai government have made house prices higher and higher, and new investors can no longer enjoy the profit margins of the past. After the government launched the new youth policy, the tide of buying houses was triggered, and many TSMC employees entered the market to buy houses, not only old birds, but even newcomers who just came in to buy houses, and the down payment was not enough to take it with their parents first, deeply afraid that they would miss this wave of wealth trains, but under the recent wave of "Golden Dragon Tsunami", some people around him also began to be killed by the government's strong speculation of houses. The original PO cited two cases around him, the first case is a student who has worked in TSMC for 5 years, bought three properties in a short period of time, the first is hung in his name, the second is in his wife's name, this year originally planned to buy a third, originally thought that "the third can borrow at least seventy percent", but after the credit control, the bank was only willing to borrow four percent, and he was forced to terminate the contract and lose money. The second case is a colleague with similar qualifications to the original PO, he pointed out that the other party was a senior investor, and as soon as Xinqingan launched it, he immediately looked for a child who was still in college as a head, and later because the FSC asked the bank to check, he directly refused to lend after discovering it, and finally defaulted and lost money. The proportion of young coin gods buying houses has increased significantly? Despite the sluggish housing market and high housing prices in Taipei City, the Ministry of the Interior's real price login shows that the average transaction price of new projects in Taipei City has exceeded 1.2 million yuan per ping, but He Shichang, CEO of Xinchuan Real Estate Think Tank, recently issued an article revealing that he found that more young people in Taipei City buy houses on their own, and some construction projects even account for 20-40%, and these people are usually engaged in 6 major occupations: A while ago, three frens said one after another that in the past year or so, the proportion of young people who buy houses on their own in Taipei City has increased. The proportion of such buyers in their cases ranges from about 20%~40%. I was so shocked that I fell out of my chair, how could it be? Where did these young people get their money from and what profession did they pursue? Fren said that most of these young buyers are less than 40 years old, and they are engaged in professions such as juvenile stock gods, virtual crypto world, self-employment, technology industry, online shopping, and self-media people...... And so on. There are many types of occupations, but the common point is that there are very few inheritance industries. He Shichang lamented that the times are changing, and the channels for getting rich are also changing. Although the news often sees reports on the young generation of "lying flat" and "delicate and poor", there are many young people who strive to move up, but they do not take the ordinary road that the next generation has taken. An anonymous source told the moving area that last year, 2 to 3 influential KOLs in crypto world chose to invest in real estate in Taipei. BTC, real estate market golden cross? It is worth noting that compared with the current sluggish housing market in Taiwan, the encryption currency market is showing two things, since Trump's victory in November last year, BTC has quickly soared from $68,000 to a maximum of nearly $110,000, a record high. Previously, some experts analyzed to the moving area, Taiwan's housing market may fall 5% per year, for three consecutive years, but BTC is expected to reach a new high during the Trump administration, the housing market, BTC will usher in a golden cross, people who own real estate may be able to mortgage moderately, buy BTC to diversify the fall risk. Reminder: Cryptocurrency currency market fluctuations are fierce, the content of this article does not constitute any specific investment advice, investors must be cautious before making investment decisions. Related reports "Seven pre-sale houses have been terminated for several months, experts: homeowners want to get rid of them quickly, first cut themselves by two percent How to carry K million mortgages with a monthly salary of 30,000? The proportion of the whole Taiwan is 12%! Ministry of the Interior: Golden Dragon Tsunami Housing Effective Central Bank's seventh wave of housing "exemption clauses" released: inherit the first purchase, change houses and other three types of people breakeven 〈Housing market. BTCgolden cross: crypto worldKOL buys Taipei, TSMC engineers pay compensation, construction starts hit a 5-year low" This article was first published in BlockTempo "Dynamic Trend - The Most Influential Block Chain News Media".