Wayfinder: AI Agents Driving the Mass Adoption of Decentralized Finance

Availability issues of Decentralized Finance

Decentralized Finance aims to create an open financial ecosystem, but in reality requires complex technical knowledge and advanced financial skills. Despite technological improvements such as chain abstraction and account abstraction, users still need to understand DeFi-specific concepts like AMM and liquidity pools, which sets a higher barrier to entry compared to traditional finance.

Research from the Bank for International Settlements shows that in Uniswap V3, only 7% of liquidity providers control about 80% of the TVL. The return rates for these professional users are 20% higher than those of regular users. This gap indicates that usability issues affect the entire Decentralized Finance ecosystem, not just specific protocols.

The complex access process deters many users, even when faced with appealing investment opportunities. As a result, DeFi is becoming the exclusive domain of professional users, which goes against the original intention of achieving financial innovation through decentralized technology.

The possibility of AI solving the high barriers of Decentralized Finance

The latest AI breakthroughs bring new opportunities for lowering the barriers to entry in Decentralized Finance. Agent-based AI technology can perform complex tasks and is expected to be key to the large-scale adoption of DeFi.

For example, users only need to simply request "bridge ETH from Base to Solana and buy Memecoin BONK", and the AI agent can analyze various bridging options, provide clear choices, and automatically execute the entire process. This is equivalent to having a personal asset manager available 24/7.

However, there are challenges in realizing this vision. Most AI technologies lack direct blockchain integration, making it impossible to check wallet balances or securely interact with smart contracts in real-time. Therefore, AI technologies require dedicated on-chain agent systems to create real value in Decentralized Finance.

Wayfinder: On-chain Dedicated AI Agent System

Wayfinder provides an AI agent system designed specifically for on-chain environments. Unlike general-purpose agents, Wayfinder agents integrate directly with blockchain infrastructure to automatically execute on-chain tasks. The AI model is optimized for the blockchain environment, navigating and utilizing Decentralized Finance protocols more efficiently than general models.

Wayfinder consists of two core elements:

1. Wayfinder Shell: An interface for users to interact with various dedicated agents.
2. Wayfinder Graph: A navigation system that helps agents find the optimal path in complex multi-chain environments.

Wayfinder Shell

Wayfinder Shell serves as an interface, providing dedicated agents for specific roles to collaboratively handle complex tasks. It supports major mainnets such as Ethereum, Solana, Base, and Avalanche, enabling multi-chain asset management.

The intelligent agent executes direct on-chain transactions through a built-in dedicated Web3 wallet. For example, when a user requests to invest 100 USDC in a recently rising token on Solana, the intelligent agent automatically filters tokens, builds a portfolio, and executes the investment.

The Wayfinder's agent system includes:

• Trading Agents: Handling basic on-chain asset transfers and management
• Perpetual Contract Smart Agent: Supports spot or perpetual contract trading
• Contract Smart Agent: Handles tasks related to smart contracts
• Autonomous Agents: Coordinate multiple agents to execute comprehensive strategies

Wayfinder Graph

Wayfinder Graph is a navigation system that systematically organizes complex blockchain ecosystems. It builds the relationships between DeFi protocols, smart contracts, and assets across various blockchain networks, helping agents execute tasks through the most efficient paths.

The core is "pathfinding", similar to the route guidance of Google Maps, gradually defining specific tasks. Each path record includes detailed information such as the required smart contract address, function call method, expected fees, and more.

In the future, the pathfinding routes will be created and managed by the community. Path creators need to stake PROMPT tokens as collateral, and the verified paths can be used by all Shells. Path creators can earn a portion of the fees from usage, but incorrect paths will lead to the forfeiture of the staked tokens.

A new Decentralized Finance experience realized by Wayfinder

Wayfinder simplifies complex on-chain strategies, allowing beginners to easily manage expert-level strategies, while experts can focus on more complex designs.

1. Simplified Cross-Chain Transactions: The BRAP engine explores optimal liquidity paths, allowing users to obtain a one-stop experience without complex processes.

2. Automated Repetitive Investment: For example, a leveraged DCA strategy where the agent can automatically execute complex investment strategies, including selecting the optimal lending protocol and managing collateral.

3. Popularizing professional-level trading: For example, basis trading, ordinary users can execute complex arbitrage strategies through simple requests without needing to understand the underlying mechanisms.

Access to the future of Decentralized Finance

Wayfinder is expected to become the operating system for on-chain environments, providing functionalities in the form of APIs, allowing various Web3 services to easily invoke complex on-chain tasks. This will improve the user experience across the entire cryptocurrency industry and is expected to realize the ideal of DeFi "financial services accessible to everyone."